Saving at Home through Energy Efficiency

Saving at Home through Energy Efficiency
Did you know that appliances and home electronics are responsible for approximately 20 percent of a typical U.S. household’s utility bill? You can save a bundle by shopping for electronics and appliances with an ENERGY STAR® label. ENERGY STAR® is a joint program created by the U.S. Environmental...

Understanding College Loans

Understanding College Loans
As our young adults begin packing their suitcases to head off to college, many of them are still wondering how they’re going to make their tuition payments.  Going to college is expensive, especially with an increase in tuition fees this year. Many students will opt to get a student loan to help cover...

The New Rules of Overdraft Protection

The New Rules of Overdraft Protection
Last November, as part of the Federal overhaul of the banking system, Congress passed legislation that included provisions for consumer debit card overdraft fees.  These provisions, called “Reg-E Opt In” among industry insiders, go into full effect Sunday, Aug. 15. The new regulation gives consumers...

Tech CU Sponsors Intel Math Program

Tech CU Sponsors Intel Math Program
When it comes to building a strong workforce that can meet the needs of Silicon Valley’s highly competitive technology companies, education is key. And, if we in the Valley are to maintain our global advantage, improvements in iSTEM education (innovation, science, technology, engineering and math)...

Free ATMs Everywhere!

Free ATMs Everywhere!
Frustrated with ATM fees? Join a credit union. Bank of America claims to have more than 18,000. Chase says that they have more than 15,000. Citbank purports to have more than 26,000. We’re speaking, of course, about fee-free ATMs. Sound like a lot?  Think Again. Did you know that Tech CU gives you...

The Mid-Year Financial Checkup

The Mid-Year Financial Checkup
A mid-year review of your spending, taxes and retirement planning is always a good idea. It’s easier to make small adjustments in the summer (for lapses in your savings or tax planning) then at the end of the year. If you haven’t done so already, now is the time to set a date for a mid-year checkup...

Planning Ahead for Financial Independence

Planning Ahead for Financial Independence
July means many things to Americans, but one of the most significant is the idea of independence. Perhaps, then, July is a good time to start thinking about (or reminding yourself of) your future financial independence and where you stand in relation to your retirement goals. It’s also the mid-year...

Paperless Contracts Go Mainstream

Paperless Contracts Go Mainstream
With more businesses moving their processes online, the use of electronic contracts is becoming increasingly common. Reputable companies such as Coldwell Banker, Prudential, Comcast, Expedia, Restoration Hardware and now, Tech CU, are accepting electronic signatures for legal paperwork — including...

Bay Area Real Estate Market: No Longer “Distressed”

Bay Area Real Estate Market: No Longer “Distressed”
There have been several signs in recent weeks that the Bay Area real estate market is slowly recovering. This is good news for homeowners who saw their property values plunge during the nationwide housing-market meltdown. According to a recent article in the San Jose Mercury News: “. . . the median...

Tech CU Celebrates 50 Years — Highlighting 2000 to 2010

Tech CU Celebrates 50 Years — Highlighting 2000 to 2010
As part of Tech CU’s 50th Anniversary, we’re recalling a few key Silicon Valley events that made each decade of our 50 years of service memorable, beginning with Tech CU’s founding in 1960. (Click here for: The 1960s |  The 1970s |  The 1980s |  The 1990s ) This week, we remember 2000 to 2010. The...

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