Insurance may seem like one of life’s necessary evils, but most financial planners agree it’s one of the most important financial products a person can buy. Why? Because it’s there when you least expect to need it, and when you need it most. What if something unexpectedly should happen, such as...

You’re likely to see more bank promotions in January and February that try to entice you with cash incentives if you open new accounts, according to an article published recently on SmartMoney.com. (Read the complete article here.) That’s because banks are trying to recoup some of their 2008/2009...

It’s almost here: Santa’s big night. Without a doubt, Father Christmas and his army of elves are frantically going over last-minute preparations, putting the final touches on toys, making a list and checking it twice. With so much to do in so little time, dealing with personal finances is probably...