Last November, as part of the Federal overhaul of the banking system, Congress passed legislation that included provisions for consumer debit card overdraft fees.  These provisions, called “Reg-E Opt In” among industry insiders, go into full effect Sunday, Aug. 15. The new regulation gives consumers...

When it comes to high-tech gadgets that help you better manage your personal finances, we’re big supporters of mobile devices that allow you to track and manage your money on the go. Smart Phones Smart phones are doing more and more with each new release and this means you can use them to easily manage...

Insurance may seem like one of life’s necessary evils, but most financial planners agree it’s one of the most important financial products a person can buy. Why? Because it’s there when you least expect to need it, and when you need it most. What if something unexpectedly should happen, such as...

New credit card reform laws went into place today, Monday, Feb. 22, 2010 which will result in big changes in card fees, interest rates and contract terms. Experts say the new laws offer consumers more protection, but unfortunately, the reforms will also likely drive up the cost of using credit for everyone...

In years past, the San Francisco Bay Area—and particular Silicon Valley—has been ranked among the most expensive areas to live in the U.S. With the recession, how do those comparisons hold up today? Is this region still more expensive than Denver, Boston or even New York? Just for fun, we thought...

Millions of Americans make a commitment to get in physical shape each January, but what about taking care of their financial health? It seems far fewer make a commitment to being financially fit. How many of us even know how healthy our finances are? If you’re interested in finding out, CNN Money has...

You’re likely to see more bank promotions in January and February that try to entice you with cash incentives if you open new accounts, according to an article published recently on SmartMoney.com. (Read the complete article here.) That’s because banks are trying to recoup some of their 2008/2009...

Ready or not, 2010 is here! In the spirit of getting in shape for the New Year (financial shape, that is), we’ve put together 10 tips that will help you make 2010 a financially healthy year for you. 1. Review your credit card terms With new credit card reform laws going into effect in February,...

It’s almost here: Santa’s big night. Without a doubt, Father Christmas and his army of elves are frantically going over last-minute preparations, putting the final touches on toys, making a list and checking it twice. With so much to do in so little time, dealing with personal finances is probably...

Last week, shoppers went online in hordes to buy their holiday gifts—to the tune of more than $887 million on Cyber Monday and $595 million on Black Friday, according to Bits, a New York Times blog. For many, the ease, convenience and potential to save money by purchasing gifts through e-retailers...