Last November, as part of the Federal overhaul of the banking system, Congress passed legislation that included provisions for consumer debit card overdraft fees.  These provisions, called “Reg-E Opt In” among industry insiders, go into full effect Sunday, Aug. 15. The new regulation gives consumers...

New credit card reform laws went into place today, Monday, Feb. 22, 2010 which will result in big changes in card fees, interest rates and contract terms. Experts say the new laws offer consumers more protection, but unfortunately, the reforms will also likely drive up the cost of using credit for everyone...