Singularity University is perhaps one of the best-kept secrets in Silicon Valley (where entities are typically not known for being media shy). Founded in 2007, with the support of companies like Google, this interdisciplinary university attracts students from across the globe with its mission being: “to...

As our young adults begin packing their suitcases to head off to college, many of them are still wondering how they’re going to make their tuition payments.  Going to college is expensive, especially with an increase in tuition fees this year. Many students will opt to get a student loan to help cover...

Last November, as part of the Federal overhaul of the banking system, Congress passed legislation that included provisions for consumer debit card overdraft fees.  These provisions, called “Reg-E Opt In” among industry insiders, go into full effect Sunday, Aug. 15. The new regulation gives consumers...

When it comes to building a strong workforce that can meet the needs of Silicon Valley’s highly competitive technology companies, education is key. And, if we in the Valley are to maintain our global advantage, improvements in iSTEM education (innovation, science, technology, engineering and math)...

Frustrated with ATM fees? Join a credit union. Bank of America claims to have more than 18,000. Chase says that they have more than 15,000. Citbank purports to have more than 26,000. We’re speaking, of course, about fee-free ATMs. Sound like a lot?  Think Again. Did you know that Tech CU gives you...

If you typically receive a big refund at the end of the tax year, you may want to rethink how much you’re withholding from each paycheck. Remember, by not properly estimating your tax obligation, you’re giving the government the right to hold onto your money interest free for up to 16 months. This...

A mid-year review of your spending, taxes and retirement planning is always a good idea. It’s easier to make small adjustments in the summer (for lapses in your savings or tax planning) then at the end of the year. If you haven’t done so already, now is the time to set a date for a mid-year checkup...

July means many things to Americans, but one of the most significant is the idea of independence. Perhaps, then, July is a good time to start thinking about (or reminding yourself of) your future financial independence and where you stand in relation to your retirement goals. It’s also the mid-year...

With more businesses moving their processes online, the use of electronic contracts is becoming increasingly common. Reputable companies such as Coldwell Banker, Prudential, Comcast, Expedia, Restoration Hardware and now, Tech CU, are accepting electronic signatures for legal paperwork — including...

There have been several signs in recent weeks that the Bay Area real estate market is slowly recovering. This is good news for homeowners who saw their property values plunge during the nationwide housing-market meltdown. According to a recent article in the San Jose Mercury News: “. . . the median...