Comments for Tech CU Money Savvy

Comment on Making the Most of Your Holiday Donation by cmylinh

cmylinh — Thu, 17 Dec 2009 00:37:45 +0000

Here’s more evidence that charities need your help:

With demand up, charities face tough holidays
http://news.yahoo.com/s/ap/20091216/ap_on_re_us/us_challenged_charities

Comment on The West Coast’s Best Places to Retire by AuntieM42

AuntieM42 — Sat, 10 Oct 2009 08:09:39 +0000

I’m a bookkeeper and work from home, mostly volunteer work. What’s that word retire? I’ll probably “retire” when they pry the computer keyboard from my cold dead hands.
One thing, it is harder to grow old if you don’t retire.
And we probably will never move. We like San Jose. It is busy enough with a close by airport, and easy ground transport to just about anywhere. The weather is good, even in a drought year. The kids all work here, too. Just need to be careful about expenses.
It even makes some of the Best Places to Retire Lists!
PS We also aren’t fools. The house is paid for, the 401K and IRAs as fat as we could make them, and I could get a paying job if it will help the family budget more than hinder the family chores list.

Comment on Is Now A Good Time to Buy a New Car? by BobBlack

BobBlack — Mon, 10 Aug 2009 17:49:23 +0000

“you’ll be able to find some of the best deals in decades”… true, it happened to me recently – just not with cars. I was planning on buying a boat, an expensive wakeboard boat. 2 Years ago no manufacturer would budge or bargain pricing, it was like buying a Rolex. This time around, they were offering “options” left and right at the boat show. Well, I guess I asked the right question and managed to get a few options on ‘almost new’ boats. But hey, the question is: would I buy a new car now? I guess not. Won’t get myself into big dept, not right now in this economy.
Bob Black,
dubai car hire

Comment on The Prudent Borrower by Allen Davis

Allen Davis — Sat, 21 Mar 2009 13:29:30 +0000

These are some great tips.

It is always a good idea to have a repayment plan when acquiring new debt. This is especially true when you are borrowing to buy a house. A mortgage is a long term commitment of a sizable chunk of your income every month.

You should know not only that you are going to be able to make the monthly payments, but that you will be able to enjoy the lifestyle you want now and in the future. Long term goals are a necessity when making a long term commitment to repay.

Plans for retirement, children, college funds, vacations all have to be a part of your plan. You can’t put these things off until your mortgage is paid off.

[memedex: pollid#489253]

Comment on New Tax Credits Available for Homebuyers in 2009 by datafront

datafront — Wed, 11 Mar 2009 09:24:44 +0000

We all know that tax refund loan or refund anticipation loan(RAL) are getting more popular nowadays. These are loans made by your tax prepares against tax refund. If this personal loans are planned very well then this may result in good terms. But if your refund gets rejected by the IRS, then you have to pay it all back, plus staggering interest. And you will be needing your personal bank account if you want a direct deposited. However, the high interest rates draws a lot of criticism of tax refund loans, and the IRS is firmly committed to not getting involved.

Comment on Is Now A Good Time to Buy a New Car? by inchirieremasini

inchirieremasini — Wed, 25 Feb 2009 11:56:00 +0000

I happened upon this site while following the links from another site. Your site is wonderful and i bookmarked it. Thank your for the hard work you must have put in to create this wonderful facility. Keep up the excellent work inchirieri masini rent a car

Comment on A Primer on Rates by fixedratemortgage

fixedratemortgage — Fri, 13 Feb 2009 03:58:28 +0000

Great post. I agree, fixed rate mortgages are especially difficult to predict, due to so many external factors involved. 10 year bond rates, but also underwriting program changes and adjustments, as well as investor desire to purchase mortgage loans on the secondary market together creates an unpredictable pattern. They can be so volatile, that I've seen them go up or down more than 1% in less than 3 days, on many occasions over the last year.

Comment on A Primer on Rates by fixedratemortgage

fixedratemortgage — Fri, 13 Feb 2009 03:53:44 +0000

Great post. I agree, fixed rate mortgages are especially difficult to predict, due to so many external factors involved. 10 year bond rates, but also underwriting program changes and adjustments, as well as investor desire to purchase mortgage loans on the secondary market together creates an unpredictable pattern. They can be so volatile, that I’ve seen them go up or down more than 1% in less than 3 days, on many occasions over the last year.

Comment on Leasing Losing its Luster for Many Auto Dealers by AutoSourceFinancial

AutoSourceFinancial — Wed, 04 Feb 2009 15:30:27 +0000

bad credit auto loan Working in the industry for more than 20 years I have seen a huge shift away from Leasing. Ford, GM and Chrysler have all shut down their leasing divisions leaving the dealers to private lease companies or Canada Banks like Bank of Montreal's lease division Financialinx. There is a few other lease player out there but since the US Sub-prime crisis they have tightened their lending policies to the point where nobody gets approved. If your offering a Service to Customer Koodo's to you as its getting harder and harder to help people get Car loans. Great Post

Comment on Get Ready to Get Fiscally Fit in 2009! by vishwajith

vishwajith — Tue, 13 Jan 2009 21:12:36 +0000

My financial goal for 2009 -

1) Reduce my overall expenditure by 10%.
2) Consolidate my finances to effectively manage them